Legal Advice with Russell & Russell
Russell and Russell Solicitors can deal with all the legal aspects of your new life together. Whether you’re buying or selling a property, looking to protect your assets, thinking about starting a family or want to leave your possessions to those you care about, we can help.
We’ve nine offices across the North West; in Bolton, Atherton, Bury, Chester, Farnworth, Horwich and Middleton. And, because anything can happen at any time, we’re available 24 hours a day, seven days a week.
Call us on 0800 103 2600 or visit russellrussell.co.uk
Dementia is on the Rise so Make Your Lasting Power of Attorney
Figures released by the Office of National
Statistics have revealed that dementia, including Alzheimer’s, has overtaken
heart disease as the leading cause of death in England and Wales.
More than 61,000 people were victims of dementia in 2015, equating to 11.6% of all deaths registered.
According to Alzeihmer’s Society, there are 850,000 people living with dementia in the UK with 225,000 people diagnosed with the condition every year; roughly one person every three minutes. Around one in 20 people (over 40,000) living with dementia are under the age of 65.
Dementia is an over-arching term used to describe the signs that appear
when brain cells stop working properly. The symptoms include memory loss,
confusion and disorientation, difficulty in communicating and changes in
behaviour. Being diagnosed with dementia
ultimately means there will be issues with maintaining your independence.
A Lasting Power of Attorney (LPA) is a legal document that gives someone nominated by you (your attorney) the authority to make decisions on your behalf. There are two types of LPAs. The first allows your attorney to handle your financial affairs, such as any property and savings you may have. The second addresses your personal welfare, such as the medical treatment you should receive or where you live, for example. You’re not obliged to take out both LPAs but if you do, you can have the same attorney for both or they can be different if you prefer. Don’t worry about giving up control of your finances or treatment suddenly, you can choose when your Lasting Power of Attorney becomes effective.
Although an LPA is a legal document, what it really gives you is peace of mind. Because you’ll have chosen your attorney, you’ll know they will have your best interests at heart and will make decisions based on what you want, rather than leaving it to a stranger or someone you don’t trust.
An LPA also prevents family or friends having to apply for similar powers in the future, which can be an expensive and time-consuming business. The thing to remember is that you can only set up an LPA while you’re well because the law won’t recognise it as a legally binding document once you’ve lost capacity.
you’re interested in drafting your LPA, Russell and Russell offers a free no
obligation consultation to guide you through the regulations and to discuss
what’s right for your circumstances.
Get in touch via http://russellrussell.co.uk/ for help and/or advice
Wed, 15 Feb 2017 16:29:44 +0000
Published on - Wed, 15 Feb 2017
Valentine sweethearts urged to update their will this February 14
Many people aren’t aware that getting married automatically invalidates their will. Put simply, if you don’t update it, you may as well not have one at all as you’ll die intestate.
shockingly, two thirds of the UK’s adult population don’t have a will in place. Everyone should make drafting their will a priority or risk leaving a painful legacy for loved ones.
Although Valentine’s Day may be the most romantic day of the year, couples should come down from the clouds for a minute and focus on the practical matters.
No one likes to think too much about their own demise, but ensuring your
final wishes are made clear and are legally recognised is the most romantic
gesture you can offer a loved one.
Russell and Russell is a member of the Law Society’s Wills and Inheritance Quality Scheme (WIQS), which provides a best practice quality mark for wills and estate administration advice that consumers can trust.
Call here for initial help 0800 103 2600
Wed, 01 Feb 2017 17:18:23 +0000
Published on - Wed, 01 Feb 2017
Beware DIY Divorces
Christmas is generally seen as a time for family but sadly, for some people, it’s a period when they seriously question whether they’re happy in their relationship. As a consequence, January is the month which sees the highest number of divorce proceedings started.
Getting a divorce is not only stressful, it can be expensive too - especially if there’s a house move involved. Unravelling bank accounts, a mortgage, insurance policies and pensions can be complex. There may also be loans or credit cards to pay back.
It’s not just the financial aspects of a relationship breakdown that have to be considered either. Even if it’s an amicable decision, agreeing on arrangements for the children can be fraught with emotional turmoil.
The concept of DIY divorces is to keep costs down. There are a number of different online divorce or dissolution services which vary in price and offer different levels of help. Most will assist with the standard paperwork, but not with any tricky issues including reaching a financial settlement, which isn’t great if there are assets you want to protect or gain a share of. Not only that, “kitchen table” financial settlements are not legally binding and are easy to overturn in court.
As with a lot of online tools, they don’t take account of the complexities of the law, which may not be obvious at the time you separate. Also, if you don’t take legal advice, you and your ex-partner may agree to split your finances, or child contact arrangements, in a way that’s unfair or hard for one or both of you.
A final word of warning; update your Will, otherwise you may end up leaving your estate to your ex.
Thu, 19 Jan 2017 16:40:58 +0000
Published on - Thu, 19 Jan 2017
Victim of domestic abuse?Help is here.
Domestic Abuse Figures Released
Figures released by the Crime Survey of England and Wales (CSEW) have revealed that police forces across England and Wales recorded 1.03 million domestic abuse-related incidents in the year ending March 2016. Following investigations, the police concluded that the number of domestic abuse-related criminal offences committed was approximately four in every 10 (41%) of these incidents (421,000).
Domestic abuse-related crimes recorded by the police accounted for approximately one in 10 of all crimes, with women more likely to report having experienced domestic abuse and 78% of cases consisting of violence against the person offences.
The decision to charge offenders was made on 70% of the domestic abuse-related cases referred to the Crown Prosecution Service CPS), with convictions secured on three-quarters of prosecutions brought. Of the cases referred to the CPS, 68% of defendants pleaded guilty.
Despite the figurers being at their lowest since the year ending March 2005, 53% of unsuccessful prosecutions were due to victim retraction, victim non-attendance or evidence that the victim didn’t support the case. It’s believed that one of reasons behind this was due to the level of fear and control exerted by the perpetrator.
If you, or someone you know, are the victim of domestic abuse we can help. We can provide advice on your legal position and link you with organisations and agencies that can assist in other areas of your life so that the process of leaving an abusive partner is made that little bit easier.
Call for help now 0800 103 2600
Thu, 05 Jan 2017 12:57:18 +0000
Published on - Thu, 05 Jan 2017
Need to arrange probate or organise your will?
Throughout January and February we’re offering a huge discount on making your Will, setting up a Lasting Power of Attorney and preparing a severance.
WILLS & PROBATE
Making plans for your future is one of the most important financial decisions you can make and our wills and probate department has extensive experience of will writing and asset management.
We’re accredited by the Law Society’s Wills and Inheritance Quality Scheme which sets the benchmark for best practice and transparency in the provision of wills and estate planning services. Also, all the department’s solicitors are qualified members of Solicitors for the Elderly, an independent organisation of legal advisers who provide specialist legal advice for older and vulnerable people, their families and carers.
What is it you’d like to know about?
CALL THEM NOW 0800 103 2600
Wed, 04 Jan 2017 18:07:24 +0000
Published on - Wed, 04 Jan 2017
Low divorce rate
Divorce Rate at Lowest Level in 40 Years
Figures recently released by the Office of National Statistics show that the number of divorces has decreased to its lowest level in 40 years.
It’s believed the reasons behind the figures are that couples are increasingly choosing to live together rather than get married. Those who are getting married are leaving it longer before they tie the knot.
In 2014 there were 111,169 divorces granted in England and Wales, down 3.1% on 2013 and a decline of more than 25% from the most recent peak in 2003. Overall, the divorce rates per thousand married men and women fell 9.3%, the lowest level since 1974. All age groups accounted for the fall in divorces, with the exception of women aged 55 and over.
Despite the encouraging figures, as more couples choose to cohabit, it’s important for people to think about setting up a legal agreement to protect both parties in the event of the relationship breaking down.
While some couples are able to settle things amicably when they split, unmarried couples have far less protection than their married counterparts. The lines of who gets what are becoming increasingly blurred and if not sorted out could end up in court – a situation neither side is likely to want and an expense both could do without.
A cohabitation agreement is a legal document which specifies how assets and any equity in a property will be divided should couples decide to go their separate ways. Its purpose is to avoid adding further stress to an already stressful situation. So, if you’re thinking of taking the plunge, call us on 01204 399 299 for an informal chat about setting one up.
Tue, 13 Dec 2016 12:17:33 +0000
Published on - Tue, 13 Dec 2016
Help Us Help the Homeless Staff at a local law firm are...
Help Us Help the Homeless
Staff at a local law firm are braving the elements to raise money for a homeless charity this Christmas.
Throughout the duration of advent, Tara Crisp and Richard Querelle, of Russell and Russell Solicitors, are getting up an hour earlier than normal to cycle or run 10k to raise money for local charity, Chester Aid to the Homeless (CATH).
“Christmas is a time of good will and showing kindness to others”, said Tara who work at the firm’s White Friars based practice. “Homelessness is a modern day tragedy and winter – especially Christmas – is an awful time to be sleeping on the streets. The work that CATH does is vital to help those who find themselves with nowhere to live by providing a safe environment and a little respite from the cold. I appreciate Christmas is an expensive time of year, but homelessness can affect anyone at any time, so I would ask everyone to dig deep and donate a few pounds to help those less fortunate than themselves.”
CATH is based at the Harold Tomlins Centre on Upper Northgate Street in the centre of Chester. The charity is run by volunteers and provides year round support to help those living on the streets gain access to accommodation. The centre also offers shower and laundry facilities, a free clothing store, medical services and a food bank.
Anyone wishing to help Tara and Richard can donate at www.justgiving.com/Tara-Crisp or www.justgiving.com/fundraising/Richard-Querelle. Alternatively, donations can also be made directly via Russell and Russell’s reception at 9 White Friars, Chester, CH1 1NZ or at any of our branches across Greater Manchester.
Thu, 08 Dec 2016 09:19:33 +0000
Published on - Thu, 08 Dec 2016
10 peaks challenge with Manchester Pride Manchester Pride has announced an initiative to trek across 10 peaks
Manchester Film Festival LGBT films This years includes 2 features with strong LGBT storylines.Read more..
Midland Hotel for Pride Spring Benefit Liberty X to perform at Manchesters lesbian, gay, bisexual and transgender charitys annual gala fundraiser dinner
Chris Park with Aspidistra Book owner Joe Parkinson There is an LGBT book revolution at Aspidistra Books. We went to learn more
LGBTcute T shirts and bags Charity launches cute LGBTcute T-shirts and bags
February Supernature date The latest daytime party specialising in disco and house at Underdog
Feb events for LGBT History Month Many events planned for LGBT History Month at Peoples History Museum
LGBT book club New book club for avid readers in the Manchester region
4th Birthday for Britpop Curious Help celebrate 4 wonderful years of Britpop later this month